• Why Employment Practices Liability Insurance Matters to Small Business Owners

    Why Employment Practices Liability Insurance Matters to Small Business Owners

    Employment Practices Liability Insurance: if you own a business, you have likely heard of this coverage, also commonly referred to as EPLI. But what is it and why does your business need it? More than half of all Employment Practices Liability claims...
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    Should I Require Tenants to Have Renters Insurance?

    Should I Require Tenants to Have Renters Insurance?

    Renters Insurance: Why It’s Important for Landlords Anyone who has ever rented a residence (or is currently considering renting a residence) has most likely heard about the importance of having renters insurance in place. We all know that our “stuff”...
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    Insurance for Home-Based Businesses: Does My Homeowners Policy Provide Coverage?

    Insurance for Home-Based Businesses: Does My Homeowners Policy Provide Coverage?

    If you run a business out of your home, it’s crucial to understand how to properly protect your operations. Although every insurance company and policy form is unique, you will typically find an exclusion for business activities within your homeowners...
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    Coverage Corner: Who is Responsible for Insuring Tenants’ Improvements and Betterments?

    Coverage Corner: Who is Responsible for Insuring Tenants’ Improvements and Betterments?

    Suppose that a landlord leases a storefront to a retailer that makes improvements to the facility by adding features to help sell its products. During the lease, a fire breaks out and damages the building, including the features added by the retailer...
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