6 Ways to Save on Energy Costs This Winter

When winter arrives here in New England, many homeowners look for ways to combat frigid temperatures and cut down on utility costs. While adjusting the thermostat is a well-known way to save you a bundle, here are a few other tips for saving money this winter: Wash Clothes with cold or eco-w

[ read more ]

5 Boating Safety Tips

Every summer there are a few fun weekends on the water that unfortunately take a turn for the worse. Often, these accidents could have been prevented with just a few simple precautions. Review the following boating safety tips, courtesy of our partners at Safeco Insurance, to prevent an accident fro

[ read more ]

Tag : boat safety, boat safety tips, boating safety tips

Fire Safety for Barns: Are You Prepared?

Prepare your fire safety and response plan with these useful tips from Markel Insurance Company. Source: Markel Insurance Company If you ask a group of horse owners what safety issue scares them the most, a large number will tell you it’s the threat of a barn fire. There is nothing mo

[ read more ]

Why Employment Practices Liability Insurance Matters to Small Business Owners

Employment Practices Liability Insurance: if you own a business, you have likely heard of this coverage, also commonly referred to as EPLI. But what is it and why does your business need it? More than half of all Employment Practices Liability claims are filed against small businesses. EPLI pr

[ read more ]

Should I Require Tenants to Have Renters Insurance?

Renters Insurance: Why It’s Important for Landlords Anyone who has ever rented a residence (or is currently considering renting a residence) has most likely heard about the importance of having renters insurance in place. We all know that our “stuff” is important and needs protecting. We al

[ read more ]

How to Insure Jewelry: 5 Things to Consider

Have some new jewelry in the house? Protect it! Valentine’s Day is near, and love is in the air. Well, love and a few other things: chocolates, romantic dinners, conversation hearts and of course, jewelry. It can be exciting as well as romantic to receive jewelry from a loved one — or to g

[ read more ]

What is Gap Insurance?

Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself. What is Gap Coverage? Guaranteed asset protection, or gap insurance i

[ read more ]

Insurance for Home-Based Businesses: Does My Homeowners Policy Provide Coverage?

If you run a business out of your home, it’s crucial to understand how to properly protect your operations. Although every insurance company and policy form is unique, you will typically find an exclusion for business activities within your homeowners insurance policy. For this reason, it’s extr

[ read more ]

Coverage Corner: Do I Need a Personal Umbrella Insurance Policy?

What is Umbrella Insurance? In the event that someone is injured on your property and you are found legally responsible, you could face a costly financial burden without personal umbrella insurance coverage in place. Without this type of policy, any claim expenses beyond the limits of your standa

[ read more ]

Coverage Corner: Who is Responsible for Insuring Tenants’ Improvements and Betterments?

Suppose that a landlord leases a storefront to a retailer that makes improvements to the facility by adding features to help sell its products. During the lease, a fire breaks out and damages the building, including the features added by the retailer to improve the space. When the insurance claims a

[ read more ]