Offering New Hampshire dental insurance at your business enhances your employee benefits package and is affordable. When looking for affordable dental insurance, there are many coverage aspects to consider, as they will affect your employer costs. In addition to offering NH dental insurance as an employee benefit, we are also able to assist individuals and families with their dental insurance needs. Below are highlights of the key dental insurance plans for you to consider for your NH family or business:
Dental Insurance for Preventive Care
Dental insurance plans normally pay 100% for preventive and diagnostic services including cleanings, oral exams, x-rays and fluoride treatments for children. Most dental insurance plans will cover routine preventive care from day one of the policy.
Dental insurance plans usually pay at 80% after a small deductible. Basic services generally include fillings, restoration, extractions, root canal therapy (Endodontics) and treatment of gum disease (Periodontics). Most dental insurance plans will have a six-month waiting period before Basic Services are covered.
Dental insurance plans usually pay at 50% after a small deductible. Examples of coverage include crowns, inlays, onlays, bridges, and full or partial dentures. Some dental plans also cover dental implants under Major Services. Most dental insurance plans will have a six or 12-month waiting period before Major Services are covered.
Usually paid at 50%, child-only or adult and child coverage are available. This covers the treatment of crooked teeth. Most dental insurance plans will have a 24-month waiting period before Orthodontics will be covered.
Eaton & Berube Insurance Agency is proud to partner with Granite Group Benefits in Manchester, NH, to provide dental insurance solutions throughout the state of New Hampshire. If you’re in need of dental insurance, whether for yourself or your employees, call 603-269-0700 or visit www.granitegroupbenefits.com.