Insurance for Cyclists - Uninsured Motorist Protection NH

Cyclists: How to Protect Yourself From Uninsured Drivers in NH

Bicycling often goes hand-in-hand with children—whether we remember removing our children’s training wheels for the first time, or remember warning them to never remove their helmets. But children aren’t the only ones cruising around on two wheels. In fact, more and more working professionals ride bicycles regularly, with many unaware of their risk of being hit by uninsured, underinsured, and hit-and-run drivers, Independent Agent Magazine (IA) reports. 

Some 51,000 pedalcyclists (bicycle, tricycle or unicycle riders) suffered injuries as a result of motor vehicle crashes in 2009 alone, according to the National Highway Traffic Safety Administration. Among these cyclists, only 17 percent were 14 years old or younger. With an increasing number of adults riding bikes worth as much as $3,000 regularly as forms of recreation and exercise, it’s important to ask yourself as a cyclist: am I protected against uninsured drivers?

“51,000 pedalcyclists suffered injuries as a result of motor vehicle crashes in 2009 alone.”

Fortunately, insurance agencies offer the affordable solutions needed for you to answer “yes” to this question. When purchasing high limits of uninsured motorist protection, rates of about one cent for $100 of coverage are available, IA reports. 

Even decades after you remove the training wheels from your bicycle, it’s still important to worry about protecting yourself on the road. Whether you’re an amateur rider or an avid cyclist, don’t wait any longer and jeopardize your bike, or more importantly, your own personal safety. Call the Eaton & Berube office nearest to you, or visit us on Facebook or Twitter, to learn about how uninsured motorist coverage can protect yourself against uninsured drivers in NH. 

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