• The care and attention you provide to a horse offers many personal rewards, but would the loss of that trusted friend create a financial burden? The time and money investment in your horse is too important to go unprotected. Equine Mortality Insurance and Theft coverage will reimburse you for the death, theft or humane destruction of a covered horse. At Eaton & Berube, we understand horse insurance needs and our equine mortality insurance coverage is simple, affordable and easy to obtain. Located in Nashua, NH, we are pleased to provide affordable and dependable equine mortality insurance in New Hampshire, as well as in the surrounding states, including Massachusetts, Maine, Connecticut, New Jersey, and New York. Typical equine mortality insurance policy highlights include:

    • Protection against perils such as fire, lightning, transportation, colic, fractures, artificial electricity, and theft.
    • Insurance for your animal at death, which results directly or indirectly from an accident, illness, or disease
    • Agreed value and guaranteed renewal options
    The insurable value of your horse is based on the actual cash value at the inception of the policy. This value may be substantiated by way of the purchase price, prize winnings, performance records, value of your horse’s offspring, stud fees, or appraisal by a bona-fide professional. The value of an insured animal may be increased during the policy year with documentation to prove the increase in value, along with current health information. Loss of profit, replacement cost, or sentiment are not valid or accepted as part of the insurable value.
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    Equine Mortality Insurance Eligibility Requirements

    To be eligible for equine mortality insurance, horses can be as young as 24 hours and as old as 20 years. They must be sound, healthy, and capable of performing their intended use. Veterinary Certificate or Owners Statement of Health are required based on the value of the animal and must be accompanied by the Owners Application. Equine mortality insurance costs are based on the age, use, value, and breed of the animal. A minimum premium may apply based on the various company guidelines.

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    From the theft of your horse to lost of income related to his/her usage, our equine insurance specialist Sue Berube can help you create the right coverage for you and your horse. A horse lover herself, Sue has three horses of her own and understands horse owners’ unique coverage needs.

    Call 800-660-5362 today, or submit our online quote request form, to start protecting your horse with equine mortality insurance.

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