New Hampshire Dental Insurance

Dental Insurance Plans for Your NH Business

Offering dental insurance at your New Hampshire business enhances your employee benefits package and is affordable. When looking for affordable New Hampshire dental insurance, there are many coverage aspects to consider, as they will affect your employer costs. Below are highlights of the key dental insurance plans for you to consider for your NH business:

Dental Insurance for Preventive Care

Dental insurance plans normally pay 100% for preventive and diagnostic services including cleanings, oral exams, x-rays and fluoride treatments for children. Most dental insurance plans will cover routine preventive care from day one of the policy.

Basic Services

Dental insurance plans usually pay at 80% after a small deductible. Basic services generally include fillings, restoration, extractions, root canal therapy (Endodontics) and treatment of gum disease (Periodontics).  Most dental insurance plans will have a six-month waiting period before Basic Services are covered.

Major Services

Dental insurance plans usually pay at 50% after a small deductible. Examples of coverage include crowns, inlays, onlays, bridges, and full or partial dentures.  Some dental plans also cover dental implants under Major Services.  Most dental insurance plans will have a six or 12-month waiting period before Major Services are covered.

Optional:

Orthodontics

Usually paid at 50%, child-only or adult and child coverage are available. This covers the treatment of crooked teeth. Most dental insurance plans will have a 24-month waiting period before Orthodontics will be covered.

Request a free New Hampshire dental insurance quote by submitting our quote request form to the right or contacting the Eaton & Berube office nearest to you.